There is no doubt that Indians have started prioritising and embracing credit cards. These cards are capable of doing wonders only if you know how to utilise them the right way. With the rise in the number of credit card users, multiple credit card payment apps have been introduced to the market. Amongst these apps, POP UPI & credit card app is the perfect tools for users to efficiently manage their credit cards and utilise their rewards in the best way. This article will help you explore the right ways to utilise a credit card payment app like POP to its full potential.
Potential Of Credit Card Payment Apps:
Most credit card users fail to explore the maximum potential of credit card payment apps. Users are often unaware of the amazing capabilities of a credit card payment app.
- Get unlimited rewards
You may only be aware of the transaction coupons that you receive through your credit card payment app. However, users earn a wide range of credit card rewards for making timely credit card bill payments. The credit card payment apps like POP reward their users in various ways, including reward points, cash back, coupons, discounts, and other incentives, to individuals who make timely bill payments. Additionally, certain apps offer referral programs that provide cash back or other rewards for recommending the app to friends.
- Set reminders for deadlines
In today’s busy life, there are higher chances of credit card users failing to remember the deadline for making credit card bill payments. Failing to pay your credit card bill on time can result in late fees or unnecessary interest charges. Hence, to avoid such hassle, you can set up monthly credit card bill payment reminders on your UPI credit card payment apps.
- Utilise the sign-up bonus
Credit card payment applications offer a sign-up bonus to users, but with certain conditions. These bonuses are quite specific. For instance, you might be rewarded with a bonus for making purchases through your Rupay credit card with a specific spending limit in the first three months. Ensure you understand the details of a qualifying purchase and plan your spending accordingly to receive the mentioned bonus.
- Use credit card reward points
Certain credit card payment apps like POP offer reward points or coins to users on credit card transactions, which they can utilise to make other online payments, such as shopping, dining, travel, or entertainment.
- Monitor and manage your credit score
Credit cards are primarily used to improve credit scores and establish a positive credit history. A good credit score stands as a major advantage when users are looking for a loan. Considering this, several cashback credit card payment applications allow users to check their credit scores for free directly on the app. They can even track their credit scores without having to move to another application or website.
Conclusion:
Credit card bill payment applications can perform wonders if users learn to utilise their maximum features for benefits. Most credit card applications reward their users for making timely bill payments with cash back, reward points, coins, coupons, and other discounts. You can even get these applications to set bill payment timers, check your credit score and track your credit card spending.